About

Our Company Values

People Matter –We build lasting relationships by delivering high value service. Though integrity and clear and consistent communication. You are innately valuable and worthy of respect and honor.

Mark S. Gardner

President, Retire Well Dallas
MarkGardner@RetireWellDallas.com
(214) 762-2327

Mark S. Gardner, managing partner and founder of Retire Well Dallas, is a trusted guide for retirement planning. With a career spanning over four decades, Mark has cemented his reputation as a pre-and post-retirement specialist, offering expert guidance on premium finance life insurance and tax-advantaged retirement strategies.

Mark’s extensive knowledge and authoritative voice in retirement planning are well recognized. He is credited with the forward for The New Holistic Retirement and co-author of the best-selling book, The Keys to Authenticity with Jack Canfield. His accolades include the EXPY Award and Quilly Award, and Forbes, Benzinga, and Yahoo Finance have sought his insights. Media appearances on ABC, NBC, CBS, and Fox affiliates and the hit show Success Today further underscore his prominence in the field.

Retire Well Dallas, founded in 2008, operates in Dallas, Houston, and Seattle, Washington. The firm’s mission is to help clients plan for the retirement they envision, both before and after leaving the workforce. Mark’s hallmark is his commitment to using tax-advantage strategies to ensure clients enjoy a worry-free income during retirement. “With every recommendation,” Mark states, “I have to be able to look at myself in the mirror and know that this is what I would do for myself and my family in the same situation.”

Mark’s expertise is fortified by his certifications in Social Security Claiming Strategies (CSSCS) and college funding. He is also a member of Ed Slott’s Master Elite IRA Advisor Group, ensuring he remains updated on the latest retirement strategies and tax laws. As a Federal Retirement Consultant℠, he assists federal employees in navigating their retirement benefits and making informed decisions.

Drawing on his vast experience, Mark offers a unique perspective on retirement planning. He likens the process to skydiving: initially exhilarating, but potentially perilous without the right guidance. Many retirees, he notes, are unprepared for the financial complexities that come with retirement, particularly the impact of taxes. “Taxes can be one of your six major enemies, significantly reducing your income,” Mark warns. He emphasizes the importance of tailored strategies, as every individual’s situation is unique.

Mark’s approach involves fitting the right solution to the right client, much like Cinderella’s slipper. For instance, those with passive income from stocks or properties could see up to 85% of their Social Security benefits taxed. Mark meticulously pieces together the puzzle of each client’s financial picture to ensure the best outcomes. His goal is clear: to provide a reliable income stream for retirees, transforming their retirement from “forever taxed to never being taxed,” if they qualify.

Gabriel Herzig

President, Retire Well Dallas
Gabrielherzig@RetireWell.co
(305) 490-1786

Gabriel began his career as an educator in diverse communities, with leading private schools. After 23 years as an accomplished principal, he joined Forest Hills Financial Group in New York. There, he learned the crucial value of providing families with income protection during unforeseen disability and ensuring the financial soundness of families even while experiencing the loss of their primary provider.

Gabriel was invited to join the founding staff at Rhodium Investment Group and became their Executive VP of Acquisitions. He was instrumental to the company’s growth over 14 years, guiding the development and operation of their multifamily and commercial RE portfolio as Rhodium grew to over $5 billion in assets under management.

After moving to Dallas, Texas, Gabriel met Mark Gardner and formed a new partnership. Through working with Mark, Gabriel learned the sophisticated strategies that save qualified pre & post-retirement clients thousands of dollars from loss due to avoidable taxation. They have educated over 2,500 families on keeping their hard-earned funds through advantaged tax strategies. These clients will enjoy access to thousands more dollars in retirement. When a client qualifies, we ensure your money outlives your retirement. Gabriel is now leading the expansion of Retire Well, which has opened its Houston office.

When not working with clients, Gabriel enjoys visiting the grandkids, volunteering to teach Torah at various forums, swimming, biking, and cooking. Gabriel lives in Houston with his lovely wife, stepson, and their two-year-old Boggle (Boxer/Beagle mix) Buddy.

We aim to ensure your money outlives you so you can live your dream retirement! “”””

Beverley Bryann

Experienced Business Executive | Public Speaker | Insurance Agent
Beverleybtx@gmail.com
972.684.0120

Professional Summary:

Beverley Bryann is a seasoned business executive with extensive experience in corporate and investor relations, mergers and acquisitions, and regulatory writing. A sought-after public speaker and published author, she is known for her dynamic approach and deep industry knowledge. Beverley excels in evaluating M&A outcomes, facilitating corporate transactions, and providing strategic insights.

Career Journey:

Beverley has worked with high-profile companies, including The Samsung Group and various energy firms, specializing in corporate relations and regulatory compliance. Her expertise in mergers and acquisitions has guided companies through complex transactions and growth phases.

Current Role:

Now based in Dallas, Texas, Beverley is an Associate at RetireWellDallas.com, focusing on insurance solutions for families and businesses. She leverages her extensive background to offer tailored financial security and growth strategies. Partnering with Mark S. Gardner, Beverley provides sophisticated retirement plans for Baby Boomers and Entrepreneurs, helping clients save thousands in taxes and ensuring their money outlives their retirement.

Beth Christensen

Beth is our Director of Health Insurance at RetireWellDallas.com, serving as the Healthcare Maven for Medicare, Medicaid, and Market Health Insurance coverages.

She began her journey in the insurance industry in 1999, working for a national brokerage firm with a focus on group health and ancillary products. In 2003, she transitioned to the Medicare Market, where she has passionately served the senior community. In 2008, Beth joined Copeland Insurance Group as the Director of Sales and Marketing for the Fort Worth area, significantly impacting the industry by recruiting and training top agents on Medicare products and providing them with the tools to offer exceptional customer service and plan options. Beth’s dedication extends beyond her professional role. She has been an active member of the Fort Worth Chapter of the National Association of Insurance Professionals (NABIP) since 2009, serving on the board in various positions and leading the chapter as President in 2013. Her advocacy for agents and their clients’ healthcare needs has been a cornerstone of her career. Beth’s commitment to her community is evident through her volunteer work at Senior Centers, where she educates groups on healthcare options and provides resources for financial difficulties. She enjoys spending time with her husband, children, and grandchildren, and in her spare time, she loves gardening, crafting, and baking with her grandchildren. Beth can be reached at 682-203-6445 to help you with your healthcare needs.

Michael B. Cabalquinto

Michael “Mike” Cabalquinto, a native of Seattle, brings over two decades of real estate appraising experience and five years in the insurance industry. As a Certified Real Estate Appraiser (CREA) and licensed real estate broker, Mike excels in both the buy- and sell-sides of transactions. His extensive background in finance, coupled with his analytical and technical skills, ensures no detail is overlooked in shaping effective strategies for his clients.

Mike’s expertise extends beyond real estate. He has held various roles in investments, finance, engineering, sales, marketing, business development, operations, and project management at Fortune 500, NASDAQ, and venture start-up companies. His educational background includes a BA in Humanities and a BS in Electrical Engineering with a Physics minor from Seattle University, as well as an MBA in Technology Marketing & Venture Management from the University of Southern California.

Outside of his professional life, Mike is an aviation enthusiast with a passion for travel, having explored Asia, Latin America, and Europe. He enjoys music, cooking, strength training, and motorcycles. When not assisting clients, Mike can be found land paddling on his longboard skateboards or working on vintage automobiles, timepieces, and electronic hardware.

Drawing on his vast experience, Mike offers a unique perspective on retirement planning. He emphasizes the importance of tailored strategies, as every individual’s situation is unique. For instance, those with passive income from stocks or properties could see up to 85% of their Social Security benefits taxed. Mike meticulously pieces together each client’s financial picture to ensure the best outcomes. His goal is clear: to provide a reliable income stream for retirees, transforming their retirement from “forever taxed to never being taxed,” if they qualify. Working with Mark S. Gardner, Mike has helped pre- and post-retirees offset future taxes with tax-advantaged strategies. Mike can be reached at 206-963-1283.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.